In a medium mixing bowl, combine the softened cream cheese and sour cream. Stir until the mixture is smooth and creamy.

Add the garlic powder, onion powder, shredded cheddar cheese, diced red bell pepper, green bell pepper, and green onions to the bowl. Mix well until all ingredients are evenly distributed.

Season the mixture with a pinch of salt and black pepper according to your taste.

Lay one flour tortilla flat on a clean work surface. Spread about 1/4 of the cream cheese mixture evenly over the tortilla, leaving a half-inch border at the top edge.

Place a single layer of the beef deli meat or turkey over the cream cheese layer.

Starting from the bottom edge, roll the tortilla up tightly toward the top, applying gentle pressure to ensure there are no air pockets.

Repeat the process with the remaining tortillas and filling.

Wrap each rolled tortilla tightly in plastic wrap and place them in the refrigerator for at least 2 hours, or up to overnight.

When ready to serve, remove the plastic wrap. Use a sharp serrated knife to trim off the uneven ends, then slice the logs into 1-inch thick rounds.

Arrange them on a serving platter and serve chilled.